Rs. 40,000 Premium Prize Bond Draw #29 – Muzaffarabad
The Rs. 40,000 Premium Prize Bond Draw #29 was held on June 10, 2026, in Muzaffarabad, the capital of Azad Jammu & Kashmir. This is one of the most anticipated draws of the year, as the Rs. 40,000 denomination offers the highest prize amounts among all prize bond categories issued by the State Bank of Pakistan.
Draw Details at a Glance
| Detail | Information |
|---|---|
| Denomination | Rs. 40,000 (Premium / Registered) |
| Draw Number | #29 |
| Draw Date | June 10, 2026 |
| Draw City | Muzaffarabad |
| Conducted By | State Bank of Pakistan |
Prize Structure – Rs. 40,000 Premium Bond
The Rs. 40,000 prize bond offers the most lucrative prize amounts in Pakistan's National Savings prize bond programme. Here is the complete prize breakdown for this denomination:
| Prize Tier | Number of Winners | Prize Amount (PKR) |
|---|---|---|
| 1st Prize | 1 | Rs. 80,000,000 |
| 2nd Prize | 3 | Rs. 30,000,000 each |
| 3rd Prize | 1,199 | Rs. 500,000 each |
With a 1st prize of Rs. 80 million (8 crore), this is the single largest prize available in the Pakistani prize bond system. The three 2nd prize winners each receive Rs. 30 million, and 1,199 lucky bond holders take home Rs. 500,000 each in the 3rd prize tier.
How to Check Your Results
If you hold Rs. 40,000 Premium Prize Bonds, you can instantly verify whether your bond number is among the winners:
- Visit PrizeBondCheck.com
- Select the Rs. 40,000 denomination
- Enter your six-digit bond number
- Click "Check" to see if you've won
Our system checks your number against all three prize tiers — 1st, 2nd, and 3rd — and shows you the result instantly. You can also browse the complete draw results history to find winning numbers from all past draws.
About Muzaffarabad as a Draw City
Muzaffarabad, the capital of Azad Jammu and Kashmir, is one of the cities where the SBP conducts prize bond draws on a rotating basis. The city hosts an SBP field office which oversees the computerised draw process. Importantly, the draw location has no effect on winning chances — every bond across Pakistan has an equal probability regardless of where the draw is physically conducted.
Other Major Draw Cities
Prize bond draws rotate through major cities including Karachi, Lahore, Rawalpindi, Islamabad, Peshawar, Quetta, Hyderabad, Multan, and Faisalabad. Check the full upcoming draws schedule for future draw dates and cities.
Tax on Rs. 40,000 Prize Bond Winnings
Withholding tax is automatically deducted from all prize bond winnings before payment. The tax rate depends on whether you are a tax filer or non-filer:
| Tax Status | Withholding Tax Rate |
|---|---|
| Filer | 15% |
| Non-Filer | 30% |
For a 1st prize of Rs. 80,000,000, a filer would receive approximately Rs. 68,000,000 after tax, while a non-filer would receive Rs. 56,000,000. Use the tax calculator on PrizeBondCheck.com to calculate your exact net winnings.
How to Claim Your Prize
If your bond number matches a winning result from Draw #29, follow these steps to claim your prize:
- Verify your result — Double-check on PrizeBondCheck.com and the SBP official website
- Gather required documents — Original prize bond, CNIC (original + photocopy), bank account details, and claim application form
- Visit any SBP office — You can claim from any SBP field office or National Savings Centre in Pakistan, not just Muzaffarabad
- Submit your claim — Processing typically takes 2–6 weeks depending on the prize tier
For 1st prize winners, additional documents such as a sworn affidavit, passport-size photographs, and potentially a police verification report may be required.
Claim Deadline
You have six years from the draw date (until June 10, 2032) to claim your prize. After this period, unclaimed winnings are forfeited to the government. We strongly recommend claiming within the first few months.
About the Rs. 40,000 Premium Prize Bond
The Rs. 40,000 prize bond is the highest denomination available in Pakistan's prize bond system. It is a registered (non-bearer) instrument, meaning it is linked to the holder's CNIC number for security and traceability. Key features include:
- Capital preservation — Your investment of Rs. 40,000 per bond is never at risk and can be redeemed at face value at any time
- Quarterly draws — Four chances to win every year
- Highest prizes — 1st prize of Rs. 80 million, the largest in the system
- Government-backed — Issued and guaranteed by the State Bank of Pakistan
Next Rs. 40,000 Draw
The next Rs. 40,000 Premium Prize Bond draw will be held in the coming quarter. Stay updated with exact dates and cities on the upcoming draws page. Make sure to purchase your bonds well in advance — ideally at least 2 weeks before the draw date — to ensure registration is complete.
Conclusion
The Rs. 40,000 Premium Prize Bond Draw #29 at Muzaffarabad on June 10, 2026, is a major event for high-value prize bond holders. With a 1st prize of Rs. 80 million, this draw offers life-changing potential. For a complete history of all 40,000 bond draws, visit our Rs. 40,000 prize bond list 2026 page. Check your results instantly on PrizeBondCheck.com, use the tax calculator to estimate your net winnings, and read our prize bond tax guide to understand deductions. You may also want to check the full 2026 draw schedule for upcoming draws.
